Bank Owners or Bank Managers: Who is Keen on Risk? Evidence from the Financial Crisis

Bank failure: Evidence from the Colombian financial crisis

Bank-speci…c determinants of bank failure during the …nancial crisis in Colombia are identi…ed and studied using duration analysis. The process of failure of banks and related …nancial institutions during that period can be explained by di¤erences in …nancial health and prudence across institutions. The capitalization ratio is the most signi…cant indicator explaining bank failure. Increases in ...

Human Migration and Commercial Bank Risk During the Financial Crisis

Bank CEO Optimism and the Financial Crisis∗

I test theories of the recent financial crisis by studying how banks’ pre-crisis investments connect to their CEOs’ beliefs. Using different proxies for beliefs, I find banks with larger housing investments and worse crisis performance had CEOs who were more optimistic ex ante. Banks with the most optimistic CEOs experienced 20 percentage points higher real estate loan growth, and 15 percentage...

Bank Liquidity and the Global Financial Crisis

We investigate the stochastic dynamics of bank liquidity parameters such as liquid assets and nett cash outflow in relation to the global financial crisis. These parameters enable us to determine the liquidity coverage ratio that is one of themetrics used in ratio analysis to measure bank liquidity. In this regard, numerical results show that bank behavior related to liquidity was highly procyc...

Bank Fragility and the Financial Crisis: Evidence from the US Dual Banking System

This paper compares the stability of the US Dual Banking system’s two bank groups, national and state banks, in light of the current financial crisis. The goal of the paper is to answer three distinct questions: first, is there a difference in the (balance sheet-) fragility between the two groups and, second, to what extent has the balance sheet fragility of both groups changed after the beginn...